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This Months Features



  • To lend or not to lend?

    Andrew Weller of Equifax Predictive Sciences explores the new landscape of credit scoring in the mortgage industry as borrower affordability becomes even more of an issue for lenders

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  • HIPs – love them or loathe them

    In the latest of his series of property and risk related articles, Malcolm Edwards of SGH LLP examines the latest changes in Home Information Packs (HIPs) and comments on how he believes they could be further improved

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  • Changes on the cards for Scottish repossession law

    The introduction of the Home Owner and Debtor Protection (Scotland) Act 2010 will result in some significant changes for Scottish repossessions. Mark Higgins of Irwin Mitchell LLP explains  

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  • TCF - Doctor Who and the Daleks

    What do TCF and Doctor Who have in common? And who, in this case, are the Daleks?  Terry Russell of Intouch Consulting discusses the FSA’s Treating Customers Fairly campaign

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  • The mortgage middleman

    Orbiter’s Wayne Smethurst believes technology in the form of mortgage sourcing systems can help the intermediary market once again find favour with lenders

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  • Power of sale

    Jonathan Hoey of TLT examines the potential implications for lenders of the recent consultation paper from the Ministry of Justice, 'Mortgages – Power of sale and residential property (CP55/09)'

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  • The changing face of regulation

    Although changes in regulation are due, once the Mortgage Market Review has been completed, it could take some time before anything actually happens. Paul Hunt of Phoebus Software discusses how this will impact on lenders and software suppliers

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  • Surveying the 2010 horizon

    2010 is shaping up to be a year of change for the country, not to mention the housing market and more specifically the survey and valuation industry. Ross Bowen of Connells Survey & Valuation looks at the year ahead

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