Jonathan Hoey of TLT examines the potential implications for lenders of the recent consultation paper from the Ministry of Justice, 'Mortgages – Power of sale and residential property (CP55/09)'

Goldsmith Williams, the direct conveyancing firm, says that it has seen the number of remortgage instructions being submitted by intermediaries increase by nearly a third since mid-January this year.

The long-awaited conclusion to the debate that has continued for the last two years, regarding whether or not consumer credit agreements (CA) can be ruled as legally unenforceable, has been decided by the High Court in favour of the borrower.

A consultation on whether homeowners who have failed to repay consumer credit debts should have accrued a minimum level of debt before a court can order the sale of their home has been released by the Ministry of Justice.

Gavin Dowell of Glenisters assesses the current judicial approach to mortgage possession litigation as lenders continue to show forbearance

A new Scottish Bill is set to bring about big changes to lenders’ repossession procedures in Scotland. Lenders need to be aware of what is on the horizon, says Denise Loney of Optima Legal